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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON,D.C. 20549

__________________________

FORM

__________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Actof 1934

Date of Report (Date of earliest event reported):

__________________________

(Exact name of Registrant as Specified in Its Charter)

__________________________

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

,

,

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s TelephoneNumber, Including Area Code: (

)

__________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligationof the registrant under

any of the following provisions:

☐

Written communications pursuantto Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the ExchangeAct (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Indicate bycheck markwhether theregistrant isan emerginggrowth companyas definedin Rule405 ofthe SecuritiesAct of1933

(§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

Ifanemerginggrowthcompany,indicatebycheckmarkiftheregistranthaselectednottousetheextendedtransitionperiodfor

complying with any new or revised financial accounting standards providedpursuant to Section 13(a) of the Exchange Act.

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Item 7.01. Regulation FD Disclosure.

USCB Financial Holdings, Inc. (“the Company”)is filing an investor presentation (the “Presentation”), which will beused by

themanagementteamforpresentationstoinvestorsandothers.AcopyofthePresentationisattachedheretoasExhibit99.1and

incorporatedhereinbyreference.ThePresentationisalsoavailableontheCompany’swebsiteatinvestors.uscenturybank.com.

Information contained herein, including Exhibit 99.1,is being furnished and shall not be deemed “filed” for the purposes ofSection 18

of the Securities Exchange Act of 1934,as amended (“the Exchange Act”), or otherwise subjectto the liability of such section, andshall

not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended,or the Exchange Act, regardless of

any general incorporation language in such filing, except as shall beexpressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.

Description

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has dulycaused this report to be signed on

its behalf by the undersigned hereunto duly authorized.

USCB Financial Holdings, Inc.

By:

/s/ Robert Anderson

Name:

Robert Anderson

Title:

Chief Financial Officer

Date: July 28, 2026