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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported):
April 22, 2026
First BanCorp.
(Exact Name of Registrant as Specified inits Charter)
Puerto Rico
001-14793
66-0561882
(State or Other Jurisdiction
of Incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)
1519 Ponce de Leon Ave.
P.O. Box 9146
San Juan
,
Puerto Rico
00908-0146
(Address of Principal Executive Offices)
(Zip Code)
(
787
)
729-8200
(Registrant’s Telephone Number, including Area Code)
Not applicable
(Former name or former address, if changedsince last report)
Check the appropriate box below if the Form 8-K filing is intended tosimultaneously satisfy the filing obligation of
the registrant under any of the following provisions:
☐
Written communications pursuantto Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the ExchangeAct (17 CFR 240.13e-4(c))
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Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which
registered
Common Stock ($0.10 par value)
FBP
New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growthcompany as defined in Rule 405 of the
Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the SecuritiesExchange Act of 1934 (§240.12b-2
of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not touse the extended transition
period forcomplying withany newor revisedfinancial accountingstandards providedpursuant toSection 13(a)of
the Exchange Act.
☐
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Item 2.02
Results of Operations and Financial Condition.
OnApril22,2026,FirstBanCorp.(the“Corporation”),thebankholdingcompanyforFirstBankPuertoRico
(“FirstBank” or the“Bank”),issued a pressrelease announcing its unauditedresults of operationsfor the quarter ended
March 31, 2026. A copy of thepress release is attached hereto as Exhibit99.1 and is incorporated herein by reference.
A copyof thepresentation thatthe Corporationwill useat itsconference callto discussits financialresults forthe
quarter ended March31, 2026 isattached hereto as Exhibit99.2 and isincorporated herein byreference. As announced
in apress releasedated March16, 2026,the callmay beaccessed viaa liveInternet webcastat 10:00a.m. Eastern
time onWednesday,April 22,2026, throughthe Corporation’sinvestor relationswebsite: www.fbpinvestor.comor
through the dial-in telephone number 800-715-9871 or 646-307-1963. The participant access code is 5351564.
Item 9.01
Financial Statements and Exhibits
(d)Exhibits
Exhibit
Description of Exhibit
99.1Press Release dated April 22, 2026 - First BanCorp Announces Earningsfor the quarter ended
March 31, 2026
99.2First BanCorpConferenceCall Presentation– FinancialResults forthe quarterended March31,
2026
104Cover Page Interactive Data File (embedded within the Inline XBRL document).
Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed”for purposes of Section 18
of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and99.2 be deemed
incorporated by reference in any filings under the Securities Act of 1933,as amended.
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Exhibit Index
Exhibit
Description of Exhibit
Press Release dated April 22, 2026 - First BanCorp Announces Earningsfor the quarter ended March 31,
2026
First BanCorp Conference Call Presentation – Financial Results for thequarter ended March 31, 2026
104
Cover Page Interactive Data File (embedded within the Inline XBRL document).
Exhibits 99.1and 99.2referenced therein,shall not bedeemed “filed”for purposesof Section 18of the
Securities ExchangeAct of 1934,as amended, norshall Exhibits 99.1and 99.2 bedeemed incorporated
by reference in any filings under the Securities Act of 1933, as amended.
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SIGNATURE
Pursuant to therequirements of theSecurities Exchange Actof 1934, theregistrant has dulycaused this report
to be signed on its behalf by the undersigned hereunto duly authorized.
Date: April 22, 2026
First BanCorp.
By:/s/ Orlando Berges
Name:Orlando Berges
Title:EVP and Chief Financial Officer